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Long-Term Disability

Long-term-disability

Long-Term Disability

You faithfully paid your premiums for long-term disability (LTD), either through work or a private policy. You rightfully expect that you will be able to draw on them in your time of need, whether that be due to physical or mental disability. But if you are like many claimants, you are stunned because the insurer denied your claim outright or cut short your payments.

If you are in such a situation, Lang Lawyers can step in and defend your rights. We are a firm that does not simply dabble in LTD claims. This is a core part of our practice and we are ready to use our legal knowledge and experience to fight your claim effectively and efficiently.

Our lawyers have years of experience fighting disability claims.  They use their wealth of knowledge and experience to energetically advocate for clients who are unable to work due to disability.

Many come to us, desperate and worried. They no longer have an income, but their expenses continue to mount. Rest assured: we can help. We know that there are legal means to hold insurers to their obligations.

At Lang Lawyer we handle cases for clients with various disabilities including chronic pain, fibromyalgia, depression, anxiety, cancer, heart disease, neurological disorders, brain injuries, and many others.

We regularly handle cases against the leading disability insurers in Ontario, including Sunlife, Canada Life, Manulife, Great West Life, London Life, Industrial Alliance, SSQ, and Desjardins. 

When you bring your case to us, you will no longer need to deal directly with the insurer. We will take over the weight of the legal burden for you. We will fight with vigour to gain you the income replacement benefit you deserve. As experienced long term disability lawyers, we will help you:

  • Interpret why the insurer is denying or terminating your claim.
  • Scrutinize the terms in your policy, including the requirement of “total disability.
  • Analyze how the insurer determined if you can work at your “own” versus “any” occupation.
  • Spot errors in the insurer's case against you
  • Take appropriate action and avoid the pitfalls in making a claim
  • Determine if your employee rights have also been violated

What We Can Do

At Lang Lawyers we handle cases for clients with various disabilities including chronic pain, fibromyalgia, depression, anxiety, cancer, heart disease, neurological disorders, brain injuries, and many others.

When you bring your case to us, you will no longer need to deal directly with the insurer. We will take over the weight of the legal burden for you. We will fight with vigour to gain you the income replacement benefit you deserve. As experienced long term disability lawyers, we will help you:

  • Interpret why the insurer is denying or terminating your claim
  • Scrutinize the terms in your policy, including the requirement of "total disability"
  • Analyze how the insurer determined if you can work at your "own" versus "any" occupation
  • Spot errors in the insurer's case against you
  • Take appropriate action and avoid the pitfalls in making a claim
  • Determine if your employee rights have also been violated

Our Process

Come In For A No-Cost Consultation

Our Toronto long-term disability lawyers are ready to assess your case. By the end of the consultation, you will understand what your options are, what range of compensation you may be able to expect and what plan of action we can take. Call us today at 416-398-2210 or email us at reception@langlawyers.ca.

We will not charge a fee unless we settle your case. If due to a car accident, slip and fall or any other type of personal injury, you are unable to come to our law office in person, we can make arrangements to meet with you at home or in the hospital.

Call Us For A No-Cost, Confidential Consultation

During a complimentary consultation, our personal injury lawyers can review your case, answer your questions and discuss your options. There’s no obligation, and we work on contingency so we don’t charge a fee unless we recover compensation for you. Call 416-398-2210 or email us at jlang@langlawyers.com for immediate assistance. You can also fill out the short form below and one of our Lawyers will reach out to you shortly.

    "By Ticking This Box I Agree That I Have Read The Privacy Policy And Consent Information Used By Lang Lawyers To Contact Me for a Free Consultation. Please Note That No Lawyer-Client, Advisory, Or Fiduciary Relationship Is Created By Your Inquiry. All Information Provided Is Confidential."

    Disclaimer

    The Above Information Is Not Legal Advice. Past Results Of Cases And Recoveries By Our Personal Injury/Disability Lawyers Medical MalpracticeLawyers Against Hospitals, Doctors, Midwives, Nurses And Other Healthcare Professionals Are Not Necessarily Indicative Of Future Results. The Amounts Recovered And Other Litigation Outcomes Will Vary According To The Facts In Individual Cases.
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      "By Ticking This Box I Agree That I Have Read The Privacy Policy And Consent Information Used By Lang Lawyers To Contact Me for a Free Consultation. Please Note That No Lawyer-Client, Advisory, Or Fiduciary Relationship Is Created By Your Inquiry. All Information Provided Is Confidential."

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